If you believe the following, honk. 1) Social Security won’t be there when I retire. 2) 1 can’t retire on less than $1 million (or $2 million-fill in scary large number).
The noise outside my window is deafening. Among working people, those two statements now pass as gospel. There’s just one little problem: Both are wrong.
You read everywhere that the Social Security program is going broke, partly because the government has borrowed from Social Security’s trust fund and spent it on other things. This fear is stirred up by people who want to dump this successful safety net.
The Social Security trust fund, however, is doing fine. It’s huge — some $566 billion at the end of last year — and still growing. The money pours in from payroll taxes not currently needed to pay benefits. That cash is safely invested …
Have you convinced yourself that your passion for chocolate or your chips-and-dip habit isn’t the real reason those jeans no longer fit? And that it’s all the fault of your slow-motion metabolism? Well, forget that excuse. New research reveals that we can all get our bodies to burn calories faster. Below, experts address your most burning questions about charging up your metabolism.
What exactly does metabolism mean, anyway?
Your metabolic rate is the speed at which the body burns calories at any given time. Most people know that the pace picks up during exercise. But what many don’t realize is that when it comes to losing weight, the number of calories burned when you’re doing absolutely nothing matters most! Your resting metabolic rate (RMR) — how fast you expend energy for basic functions like breathing and blood circulation — accounts for up to 75 …
With Personal Systems remaining part of IBM, some believe the computer giant is not giving the division enough of the freedom it needs to be successful in the intensely competitive PC market.
By holding onto Personal Systems, IBM is signaling that PCs and workstations are “part of the crown jewels” and too valuable to spin off, said Ulric Weil, a principal in Weil & Associates, a Washington consulting firm. “But if they stick with their culture of 65 years, they might crush the life out of it.”
Weil questioned whether IBM is serious about truly becoming a “holding company” for independent businesses. “This is a blueprint, conceived at the very highest levels of management,” he said. “But there is no clear-cut timetable for implementation.”
A former top IBM executive, who declined to be identified, questioned whether Personal Systems will get the message that it …